Premiums and deductibles
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What is a premium?
A premium is the amount you pay every month for your Sidecar Health coverage.
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How do you calculate my premium?
Your premium is based on the plan you choose, and in the case of the Access Plan, any additional plan features you select. For example, the higher your Total Policy Year Maximum, the higher your premium will be. It may also be higher if ...
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What is a Three Year Rate Lock?
A rate lock is an optional feature available for the Access Plan in some states that locks in your premium for three years. Note that if you make any changes to your Access Plan coverage during this three-year period, your premium may in...
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What is an Access Plan deductible?
A deductible is how much you will pay in covered medical costs before your plan starts paying for any health care expenses. Adding a deductible to your Access Plan will help lower your monthly premium but means you will have to pay more...
