What is Sidecar Health? – Sidecar Health Access Plan

Unlike traditional insurance, which sits between the patient and the doctor, our members pay for care directly. As a result, our members can see any doctor and may save 40% or more† on health care costs.

Simply put, Sidecar Health is insurance the way it should be:

Affordable: Our members may save 40%† or more by paying doctors when they receive care using their optional Sidecar Health VISA benefit card.
Transparent: Our members use the Sidecar Health member portal, available at member.sidecarhealth.com, to see the estimated Benefit Amounts their plan will pay for a medical service and compare that to what other Sidecar Health members have paid providers for services in their area.
Easy to Use: Our members can see any doctor they want and upload claims easily on member portal. Our world-class Member Care team is also on standby every step of the way.

† Savings estimate based on a study of more than 1 billion claims comparing self-pay (or cash pay) prices a frequency-weighted market basket of procedures to insurer-negotiated
rates for the same. Claims were collected between July 2017 and July 2019. R. Lawrence Van Horn, Arthur Laffer, Robert L. Metcalf. 2019. The Transformative Potential for Price
Transparency in Healthcare: Benefits for Consumers and Providers. Health Management Policy and Innovation, Volume 4, Issue 3.

Any questions? We can't wait to answer them.